• What to look for in a credit repair company... You can never be too careful with who you trust to handle your finances. Here we have certain things to look for, to determine why or why not you should make use of a credit repair company's services. • Some companies will not deal with you at all unless you pay. We offer a free credit report analysis, in which we can look at the details on your credit reports, and determine what we can do for your situation before you commit. If you already have existing credit reports (within a couple months old), you can email or fax them to us for our analysis. If you do not have them, you can get them from http://www.truecredit.com. They also have a credit monitoring alerts that will let you know of any changes to your reports as well. • Some companies don't do much work. Not only do we dispute items with the three credit reporting agencies (which not all even do that); we also send disputes directly to your creditors, collection agencies, and even courthouses! We do 100% full disputing process, not just a simple bureau dispute. We do not charge any extra for our direct dispute approach! • Will the company help you with settlements? We can help you with settlements when needed. We can even draft up the settlement contract you need at no extra cost! • Some companies do not clearly state their guarantee. Our guarantee is listed clearly on our website and listed in our contracts as well. • Some companies offer to pull your credit report for free. Don’t ever let a credit repair company pull your credit report for “free”. First off, they do not have authority or a permissible purpose (I.E. applying for credit card, or purchasing a car) and it will count as an Inquiry against your FICO score and actually LOWER IT. Our goal is not to lower your score, but to RAISE it. If you don’t already have copies of your credit reports, within a couple of months old, you can get them here: http://www.truecredit.com Copyright © 2004 Pro Family Financial Systems